Stella Gukova - Graduated the ordinary state school in 1999 and successfully passed exams to one of the best universities - State University - High School of economics. Right after the graduation she joined a big Russian bank Investsberbank (now part of Hungarian OTP banking group). Then she joined MIRA-BANK, which was relatively small in comparison but provided all scope of banking transactions. After 3 years she joined IPF (British Financial Group). It was very interesting because it was a start up of a new bank. She successfully managed the process of obtaining a licence and set up of business and had close communications with the Central Bank of Russia. But unfortunately the global financial crisis changed IPF's plans and it was decided to close the business in Russia. At that moment she received an offer from SMBC to join the team establishing a new subsidiary. She joined Sumitomo Mitsui Rus Bank as Head of legal and supported the project of establishment but in half of a year was promoted to Local Compliance officer and Deputy Head of Planning. Currently she is in charge of legal, compliance, AML and HR groups.