The Modernisation of Insurance Law in the United Kingdom

Ben Foat, Senior Legal Counsel, Zurich Insurance plc, United Kingdom

Insurance law in the UK has been modernised by the recent consumer and commercial insurance law reforms set out in the Consumer Insurance (Disclosure and Representations) Act 2012 (“CIDRA”) and the Insurance Act 2015 (“the Insurance Act”) respectively. Consequently it has introduced into law a more level playing field between insureds and insurers and will in turn raise the minimum standards expected of the industry.

Ben Foat is a dual qualified solicitor in the United Kingdom and Australia. He holds a Bachelor of Arts with a double major in political science, Bachelor of Laws (Hons) and Master of Laws. Previously, he was a Senior Associate at Gadens Lawyers, a top 10

Zurich is a leading multi-line insurance provider with a global network of subsidiaries and offices. Its mission is to help its customers understand and protect themselves from risk.