Multilateral Interchange Fees Capping a Good Idea?

Sancho Guibert, Assistant General Counsel, EMEA Cards, Citibank, Spain

Consumers and shoppers in general, are increasingly using credit and debit cards to make payments for goods and services, leveraging the significant technical developments and breakthroughs in the field of payment services and payment instruments. By way of example, one of the most prominent worldwide payment networks –Visa—is involved in 240 million plus transactions on a daily basis.

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Spain Regulation Banking & Finance September 2014 Vol. 7, No. 28, Summer 2014

Sancho Guibert

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Sancho Guibert has been with Citibank for more than 15 years as Legal Counsel: corporate and investment bank, private bank and currently at the consumer bank unit where acted as Secretary of the Board of Directors of Citibank España until March 2014. Now

Citibank

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Citigroup, Inc., a global financial services company, provides consumers, corporations, governments, and institutions with a range of financial products and services, including consumer banking, credit cards, corporate and investment banking, securities b

Spain Regulation Banking & Finance September 2014 Vol. 7, No. 28, Summer 2014